Terms of Service - Credit Card Generator

Acceptance of Terms

By accessing and using the Credit Card Generator website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service, along with our Privacy Policy. These Terms constitute a legally binding agreement between you and the Credit Card Generator team.

If you are using our Credit Card Generator on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms, and "you" in these Terms refers to both you individually and that organization.

Purpose and Description of Services

The Credit Card Generator provides tools for generating structurally valid but financially non-functional credit card numbers, expiration dates, and security codes. These generated card details are intended exclusively for:

Software Development & Testing

Testing payment systems, checkout flows, and form validation without using real financial data.

Educational Purposes

Demonstrating payment processing concepts, studying card validation algorithms, and teaching financial security principles.

Quality Assurance

Verifying payment system functionality, user experience validation, and API integration testing.

Platform Demonstrations

Showcasing e-commerce systems, payment processing demos, and developer training scenarios.

All card numbers generated by our Credit Card Generator are structurally valid and follow the Luhn algorithm check, but are not connected to real banking networks, accounts, or payment systems. They cannot be used for actual financial transactions or purchases.

Prohibited Uses

You expressly agree not to use the Credit Card Generator for any of the following purposes:

Fraudulent Activities: Attempting to use generated card numbers for actual purchases, financial transactions, or any form of payment.
Phishing or Scams: Using generated card numbers in schemes designed to obtain real financial information from individuals or organizations.
Misrepresentation: Presenting generated card numbers as real, valid payment instruments.
Illegal Activities: Any use that violates local, state, national, or international laws, regulations, or ordinances.
System Abuse: Attempting to overload, damage, or otherwise impair the functionality of the Credit Card Generator website or services.

We take misuse of our Credit Card Generator services seriously. Violation of these prohibited use terms may result in immediate termination of your access to our services, legal action, and reporting to relevant authorities. You are solely responsible for all activities conducted through or with the use of our Services.

Intellectual Property Rights

The Credit Card Generator website, including all content, features, and functionality, is owned by us and is protected by copyright, trademark, and other intellectual property laws.

Our Intellectual Property

All rights, title, and interest in and to the Credit Card Generator website and its content, features, and functionality, including all algorithms, code, design, text, images, graphics, logos, and button icons, are the exclusive property of the Credit Card Generator team or its licensors.

Limited License

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Credit Card Generator for the purposes outlined in these Terms. This license does not allow you to modify, reproduce, distribute, or create derivative works based on our Services without our express written consent.

No Warranty and Disclaimer

The Credit Card Generator and all associated services are provided on an "AS IS" and "AS AVAILABLE" basis, without any warranties of any kind, either express or implied, including but not limited to:

Warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance
Guarantees that the services will meet your requirements or be available on an uninterrupted, secure, or error-free basis
Assurances regarding the accuracy, reliability, or quality of any information, content, or materials provided through the services

By using our Credit Card Generator, you acknowledge and agree that you assume all risks associated with its use. We make no representations or warranties about the suitability of the generated card numbers for testing in specific payment environments or systems.

Limitation of Liability

In no event shall the Credit Card Generator team, its directors, employees, partners, agents, suppliers, or affiliates be liable for:

Any indirect, incidental, special, consequential, or punitive damages
Loss of profits, data, use, goodwill, or other intangible losses
Damages resulting from your use or inability to use the Services
Any actions taken using generated card data, including any claims related to unauthorized use, fraud, or misrepresentation
Any matter related to your use of the Credit Card Generator or any content, information, products, or services obtained from our website

This limitation of liability applies whether the liability is based on warranty, contract, tort, negligence, strict liability, or any other legal theory, and whether or not we have been informed of the possibility of such damage.

Some jurisdictions do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply to you. In these jurisdictions, our liability will be limited to the greatest extent permitted by law.

Third-Party Links and Services

The Credit Card Generator website may contain links to third-party websites, services, or resources that are not owned or controlled by us. We provide these links only as a convenience and are not responsible for:

The content, privacy policies, or practices of any third-party websites or services
Any damage or loss caused or alleged to be caused by or in connection with the use of any third-party content, goods, or services
Any transactions you may enter into with such third parties

Your use of any third-party links or resources is at your own risk and subject to the terms and conditions of use and privacy policies of such third-party websites or services. We encourage you to review the terms and privacy policies of any third-party websites you visit.

Termination and Service Modifications

We reserve the right, at our sole discretion, to:

Modify, suspend, or discontinue the Credit Card Generator services, temporarily or permanently, with or without notice
Limit your access to all or part of the Services for any reason, including violation of these Terms
Refuse or remove any content that violates these Terms or is otherwise objectionable

We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Credit Card Generator services. Upon termination, all provisions of these Terms which by their nature should survive termination shall continue to be in effect, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Indemnification

You agree to defend, indemnify, and hold harmless the Credit Card Generator team, its officers, directors, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

Your violation of these Terms
Your use of the Credit Card Generator, including any use of generated card data
Any breach of the representations and warranties set forth in these Terms
Your violation of any rights of a third party

Changes to Terms of Service

We may update or modify these Terms from time to time to reflect changes in our practices, services, legal requirements, or other factors. We will notify users of any material changes by posting the updated Terms on this page with a new effective date. The most current version will always be available here.

Your continued use of the Credit Card Generator after any changes to these Terms constitutes your acceptance of such changes. We encourage you to review these Terms periodically to stay informed about our legal requirements and operating practices.

For significant changes to these Terms, we may provide additional notice, such as a prominent notice on our Credit Card Generator website or an email notification. If you do not agree to the new terms, you should discontinue using our Services.

Governing Law and Jurisdiction

These Terms and your use of the Credit Card Generator shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Any disputes arising from or relating to these Terms or your use of the Credit Card Generator shall be subject to the exclusive jurisdiction of the courts located within the United States. You agree to submit to the personal jurisdiction of such courts for the purpose of litigating all such disputes.

Severability and Entire Agreement

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law. The failure by us to enforce any right or provision of these Terms will not constitute a waiver of future enforcement of that right or provision.

These Terms, together with our Privacy Policy, constitute the entire agreement between you and the Credit Card Generator team regarding our Services and supersede and replace any prior agreements we might have had with you regarding the Services.

Contact Information

If you have any questions, concerns, or feedback regarding these Terms of Service or our Credit Card Generator, please contact us at [email protected]

By using our Credit Card Generator, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.